Insurance carrier product pricing, inverted yield curves with U.S. treasuries, and insurance carrier general accounts; the best time to utilize insurance products for portfolio usage is now
Introduction Insurance contracts can be complicated. Every day we have conversations with financial advisors about what exactly is going on in the current insurance market. Caps, spreads, participation rates, trigger rates, proprietary indices, regulation changes; why do some carriers offer higher initial contract rates while others have lower initial rates but a strong history […]